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For 07/24/2008
Programs Rate APR P&I
30 Year (Fixed) 6.500% 6.702% $948.1
15 Year (Fixed) 6.000% 6.325% $1265.79
3/1 Arm* 6.250% 5.940% $923.58
Calculations based on loan amount of $150,000 at an 80% loan-to-value.
*ARM loans based on 30 year term and APR may increase after closing.

Windermere Real Estate/Richard B. Smith, Inc.

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